6 Major Retirement Risks That Could Ruin Your Income (And How to Avoid Them)

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6 Major Retirement Risks That Could Ruin Your Income (And How to Avoid Them)

Are you truly prepared for the hidden financial threats waiting in retirement? In this episode of Your Financial Compass, host Kristen Oakley sits down with Bulman Wealth Group Founder Chris Bulman and Financial Advisor Scott Vlahon to discuss the 6 biggest retirement risks—and how to build a plan to protect your hard-earned wealth.

While accumulating wealth during your working years is straightforward, transitioning into retirement requires a whole new strategy. Chris and Scott break down:

Inflation Risk: Why inflation is the silent killer of wealth and how shrinkflation impacts your bottom line.
Interest Rate Risk: How “going broke safely” in low-yielding cash or CDs can cause you to fall behind.
Market Volatility Risk: Why your risk tolerance must shift as you near retirement and how to re-align your portfolio.
Longevity Risk: The “risk multiplier”—ensuring your nest egg lasts as long as you do.
Legislative & Tax Risk: Navigating changing IRS tax codes, Social Security updates, and government spending shifts.
Sequence of Returns Risk: Why early retirement market downturns can derail your portfolio, and how to insulate your cash flow.

Whether you are 5 years away from retiring or already enjoying your golden years, a customized written financial plan can remove the fear and uncertainty from your future.

Past performance is not indicative of future results. The material above has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed, and Bulman Wealth Group makes no representation or warranty as to the accuracy or completeness of the information, which should not be used as the basis of any investment decision. Information contained on third party websites that Bulman Wealth Group may link to is not reviewed in their entirety for accuracy and Bulman Wealth Group assumes no liability for the information contained on these websites. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of writing and are subject to change without notice. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission from Bulman Wealth Group. For more information about Bulman Wealth Group, including our Form ADV brochures, please visit https://adviserinfo.sec.gov and search our firm name.

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This has been provided for informational purposes only and is not intended as legal, tax, or investment advice, or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

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6 Major Retirement Risks That Could Ruin Your Income (And How to Avoid Them)

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