Podcast

Your Financial Compass TV show provides relevant and timely information to both pre and post-retirees so they can make well-informed decisions for their financial future.

WATCH THE MOST RECENT EPISODES

Retirement Planning Pitfalls: Avoid 5 Common Mistakes That Can Destroy Financial Confidence

December 12, 2025

Are you saving diligently for retirement, but realize simply owning accounts isn’t a retirement plan? If you’re a Californian approaching retirement, you need to be prepared for the pitfalls that trip up most people, costing them peace of mind and money. In this episode of Your Financial Compass, financial advisors Scott Vlahon and Shawn McElmoyl of Bulman Wealth Group share the most common and costly mistakes retirees make and how you can proactively avoid them. We discuss five major retirement planning pitfalls, including: We emphasize that success is about how much you keep, not just how much you have. Don’t risk your future by waiting! Ready to gain control and

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Retirement Planning California: Your 5-Step Financial Plan & Path to Confidence

December 2, 2025

Are you feeling overwhelmed by the retirement planning process in California? Do you know what fee you’re paying your current advisor, or even how all your financial pieces fit together? You’re not alone! In this episode of Your Financial Compass, financial advisors Scott Vlahon and Shawn McElmoyl from Bulman Wealth Group peel back the curtain to reveal the five key areas of their comprehensive financial planning process and how it all begins with a simple conversation.

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Retirement Tax Bomb Alert! Strategically Lowering Your Tax Bill in Retirement

November 25, 2025

For Californians nearing or in retirement, the biggest threat to your accumulated wealth might not be the market—it’s taxes. Many retirees are surprised to find that they are in a higher tax bracket than when they were working, often due to Required Minimum Distributions (RMDs) and inadequate tax planning. In this episode of Your Financial Compass, financial advisors Scott Vlahon and Shawn McElmoyl from Bulman Wealth Group tackle the confusing world of retirement taxation head-on. We explain why a reactive tax approach (seeing your CPA only at tax time) can cost you hundreds of thousands of dollars over your lifetime.

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Contact Us

Email: ask@bulmanwealth.com

Northern California Office
3300 Douglas Blvd.
Suite 200
Roseville, CA 95661
Phone: 916-458-8199

Southern California Office
1 Better World Circle
Suite 230
Temecula, CA 92590
Phone: 951-699-1502
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Disclosures

Bulman Wealth Group has additional locations that can be scheduled by appointment only in Redwood City, Mountain View, Pleasanton, Concord/Walnut Creek, San Rafael, Napa and Elk Grove.
All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results.

Opinions expressed herein are solely those of Bulman Wealth Group and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Bulman Wealth Group an SEC Registered Investment Advisor. Insurance products and services offered through BWG Insurance Agency. CA Insurance License #0M46922. Being registered as an investment adviser does not imply a certain level of skill or training.

Bulman Wealth Group and BWG Insurance Agency are not affiliated with or endorsed by the Social Security Administration or any other government agency.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.

SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor™ Pros. SmartVestor™ Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor™ Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investment or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor™ Pros and makes no claim or promise of any result or success of retaining a SmartVestor™ Pro. Your use of SmartVestor™, including the decision to retain the services of any SmartVestor™ Pro, is at your sole discretion and risk. Any services rendered by SmartVestor™ Pros you contact are solely that of SmartVestor™ Pro. Bulman Wealth Group (‘BWG’) does not endorse and is not associated with Dave Ramsey or the SmartVestor™ program. Fees are paid to Ramsey Solutions for the ability to use the SmartVestor™ advertising service. BWG does not compensate and is not compensated for client referrals. BWG has entered into an advertising agreement with The Lampo Group, LLC d/b/a Ramsey Solutions™ (“RS” or “SmartVestor™”). BWG pays a flat fee for advertising through RS, both online and locally.

Chris Bulman and Scott Vlahon (“pros”) as Pros are licensed to use certain approved SmartVestor™ marks in business advertising. This advertising service may result in the introduction to or acquisition of clients. RS does not warrant any services of BWG or any SmartVestor™ Pro and makes no claim or promise of any result or success by retaining BWG. Use of SmartVestor™, including the decision to retain the services of BWG, is at the investor’s sole discretion and risk.

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In no event will any referral or endorsement services provided to BWG include providing investment advisory services to referred clients. The compensation paid by BWG for these services is paid completely by BWG from the management fees earned, which are not increased or passed through to the referred client in any way as a result of a third-party involvement in the introduction.
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