Podcast
Your Financial Compass TV show provides relevant and timely information to both pre and post-retirees so they can make well-informed decisions for their financial future.
WATCH THE MOST RECENT EPISODES
Stop Taking Unnecessary Risks with Your Retirement
Stop gambling with your future. This episode of Your Financial Compass breaks down how to audit your investment risk and apply the five pillars of financial planning to ensure your retirement savings last as long as you do.
What is a Legacy Plan? (And Why a Will Isn’t Enough)
Is your estate plan “dusty” or non-existent? In this episode, the experts at Bulman Wealth Group explain why relying solely on a will can lead your family into a 9 to 18-month probate nightmare. Learn why any California estate over $184,500 requires a trust, how the “Secure Act” changed IRA inheritance rules, and why updating your beneficiaries is the most important 5-minute task you’ll do this year. Whether you’re 25 or 75, discover how to build a legacy that provides for your loved ones exactly the way you intended.
Is Your 401(k) a Hidden Tax Bomb? How to Protect Your Retirement Income
In this episode of Your Financial Compass, the team at Bulman Wealth Group, Chris Bulman and Scott Vlahon, discuss the “greatest hurdle” facing retirees today: taxes. They explain that while traditional 401(k)s and IRAs provide immediate tax breaks, they often create a massive “tax bomb” later in life due to Required Minimum Distributions (RMDs) and potentially higher future tax rates.
Is the “A-Word” Killing Your Retirement? The Truth About Annuities
“An annuity isn’t a one-size-fits-all solution; think of it as the 7-iron of your portfolio. You don’t use it to swing for the fences, you use it to keep your plan safely in play when the market gets volatile. It’s about building a personal pension that ensures your basic needs are met, regardless of what Wall Street does next.”
— Chris Bulman, Founder of Bulman Wealth Group
Stop Guessing, Start Planning: How to Build a Lifetime Retirement Income
Moving from saving to spending is the biggest shift in your financial life. Discover the “Math Over Emotion” approach to retirement that uses the Safety, Income, and Growth (SIG) bucket system to ensure your money lasts as long as you do.
Key Retirement Milestones: Unlock Tax Benefits & Financial Confidence California After 50
Did you know getting older unlocks powerful financial opportunities? From your 50s through your 70s and beyond, hitting certain key birthdays can radically change your savings, income, and tax strategies.
Retirement Planning Pitfalls: Avoid 5 Common Mistakes That Can Destroy Financial Confidence
Are you saving diligently for retirement, but realize simply owning accounts isn’t a retirement plan? If you’re a Californian approaching retirement, you need to be prepared for the pitfalls that trip up most people, costing them peace of mind and money. In this episode of Your Financial Compass, financial advisors Scott Vlahon and Shawn McElmoyl of Bulman Wealth Group share the most common and costly mistakes retirees make and how you can proactively avoid them. We discuss five major retirement planning pitfalls, including: We emphasize that success is about how much you keep, not just how much you have. Don’t risk your future by waiting! Ready to gain control and
Retirement Planning California: Your 5-Step Financial Plan & Path to Confidence
Are you feeling overwhelmed by the retirement planning process in California? Do you know what fee you’re paying your current advisor, or even how all your financial pieces fit together? You’re not alone! In this episode of Your Financial Compass, financial advisors Scott Vlahon and Shawn McElmoyl from Bulman Wealth Group peel back the curtain to reveal the five key areas of their comprehensive financial planning process and how it all begins with a simple conversation.
Retirement Tax Bomb Alert! Strategically Lowering Your Tax Bill in Retirement
For Californians nearing or in retirement, the biggest threat to your accumulated wealth might not be the market—it’s taxes. Many retirees are surprised to find that they are in a higher tax bracket than when they were working, often due to Required Minimum Distributions (RMDs) and inadequate tax planning. In this episode of Your Financial Compass, financial advisors Scott Vlahon and Shawn McElmoyl from Bulman Wealth Group tackle the confusing world of retirement taxation head-on. We explain why a reactive tax approach (seeing your CPA only at tax time) can cost you hundreds of thousands of dollars over your lifetime.
Retirement Planning California: Year-End Checkup for Financial Confidence & Tax Benefits
Are you a Californian nearing or in retirement, worried about scattered investments, rising costs, and potential tax headaches as the year ends? If your financial life feels cluttered, now is the perfect time for a strategic, year-end cleanup!
Solo Retirement vs. Financial Advisor: Why Guidance is CRITICAL for Retirement Success
Discover how a financial advisor can enhance your retirement success by navigating taxes, investments, and market challenges in this episode of Your Financial Compass.
