Podcast
Your Financial Compass TV show provides relevant and timely information to both pre and post-retirees so they can make well-informed decisions for their financial future.
WATCH THE MOST RECENT EPISODES
5 Pillars of a Lasting Financial Plan
Planning for a 30-year retirement requires more than accumulating wealth. Learn how Bulman Wealth Group’s 5-pillar approach addresses income, investments, healthcare, taxes, and legacy planning for long-term peace of mind.
How Inflation Silently Destroys Retirement Plans
Inflation is often called the silent killer of financial health. In this episode of Your Financial Compass, Chris Bulman and Scott Vlahon, break down how rising living expenses quietly undermine purchasing power over a 30-year horizon—and how proactive, data-driven planning keeps your retirement on track.
How Much Money Do You Need to Retire?
Moving from the asset accumulation phase to the distribution phase requires a distinct shift in mindset and strategy. In this episode, we break down “Income by Design”—a structured, bucket-based approach to creating predictable, lifelong cash flow while balancing growth, taxes, and inflation.
How to Remove Washington from Your Retirement
The team highlights the shift from traditional pensions to tax-deferred 401(k)s and explains strategies to lower your tax liability. They cover key topics including Roth 401(k) contributions and employer matches, strategic Roth conversions, inheriting traditional vs. Roth accounts under the 10-year rule, Qualified Charitable Distributions (QCDs) for tax-free giving, and taking advantage of down markets to execute tax-efficient moves.
Why Financial Planning Needs a Redesign for Women
In this episode the team explores why traditional financial planning must adapt to meet women’s unique needs. They discuss how longer lifespans, career breaks, and caregiving roles impact retirement. They share key strategies for Social Security, long-term care, pensions, and estate updates to ensure lasting financial security.
Why You Still Need a Financial Advisor in the Age of AI
In this episode, the team discusses why artificial intelligence and DIY tools can’t replace a real financial advisor. They explore how human advisors provide essential behavioral coaching during market swings, navigate complex tax and estate laws, and help retirees smoothly transition from building wealth to spending it with confidence.
Stop Taking Unnecessary Risks with Your Retirement
Stop gambling with your future. This episode of Your Financial Compass breaks down how to audit your investment risk and apply the five pillars of financial planning to ensure your retirement savings last as long as you do.
What is a Legacy Plan? (And Why a Will Isn’t Enough)
Is your estate plan “dusty” or non-existent? In this episode, the experts at Bulman Wealth Group explain why relying solely on a will can lead your family into a 9 to 18-month probate nightmare. Learn why any California estate over $184,500 requires a trust, how the “Secure Act” changed IRA inheritance rules, and why updating your beneficiaries is the most important 5-minute task you’ll do this year. Whether you’re 25 or 75, discover how to build a legacy that provides for your loved ones exactly the way you intended.
Is Your 401(k) a Hidden Tax Bomb? How to Protect Your Retirement Income
In this episode of Your Financial Compass, the team at Bulman Wealth Group, Chris Bulman and Scott Vlahon, discuss the “greatest hurdle” facing retirees today: taxes. They explain that while traditional 401(k)s and IRAs provide immediate tax breaks, they often create a massive “tax bomb” later in life due to Required Minimum Distributions (RMDs) and potentially higher future tax rates.
Is the “A-Word” Killing Your Retirement? The Truth About Annuities
“An annuity isn’t a one-size-fits-all solution; think of it as the 7-iron of your portfolio. You don’t use it to swing for the fences, you use it to keep your plan safely in play when the market gets volatile. It’s about building a personal pension that ensures your basic needs are met, regardless of what Wall Street does next.”
— Chris Bulman, Founder of Bulman Wealth Group
Stop Guessing, Start Planning: How to Build a Lifetime Retirement Income
Moving from saving to spending is the biggest shift in your financial life. Discover the “Math Over Emotion” approach to retirement that uses the Safety, Income, and Growth (SIG) bucket system to ensure your money lasts as long as you do.
