Radio Show #37: How Much Risk Is Too Much?
When markets swing wildly, many retirees are left wondering: Is my portfolio built for this? In this week’s show, Chris and Shawn break down the four essential questions retirees should be asking about their investment allocation. With humor (and plenty of coffee), they unpack why a long-held investment strategy might need adjusting as you age. When you’re no longer saving, but withdrawing, the game changes, and your strategy should too.
You’ll hear why your investment strategy at 65 shouldn’t look like it did at 45, how to balance the returns you want with the risk you can actually stomach, and why “buffer funds” might be a secret weapon in a rocky market. Plus, they explain the powerful benefits of Roth conversions and tax-loss harvesting, especially when the market’s down. Volatility doesn’t always equal loss, unless you let panic take the wheel so let’s talk about being prepared, not panicked, when markets get turbulent.
Here’s some of what we discuss in this episode:
📊 Should your investment mix change with age?
🧠 Managing emotion in volatile markets
🛡️ Buffer funds: Limiting losses without losing sleep
💸 How market dips create smart tax opportunities
🔢 The “three numbers” that could change your whole retirement plan
Book a 15-minute discovery call with the team here: https://calendly.com/ask-bulmanwealth or ask questions via email at ask@bulmanwealth.com.
