What is Risk Tolerance, and What Does it Mean for You?

What is Risk Tolerance, and What Does it Mean for You? Bulman Wealth

The term “risk tolerance” gets thrown around a lot when it comes to investing. So, what does it mean, and how does it relate to retirement? In simple terms, risk tolerance is how comfortable you are with potentially losing money on an investment.[1] If you don’t want to lose any money at all from your […]

A Crash Course in Treasury Securities

A Crash Course in Treasury Securities Bulman Wealth

Ever wondered what treasury securities are? What about the difference between a treasury note, a treasury bond, and a treasury bill? Let’s uncover what these securities are so that you can have a sense of how they function and how they work for an investor. What Are Treasury Securities Used For? Treasury securities are basically […]

What is a Real Estate Investment Trust (REIT)?

What is a Real Estate Investment Trust (REIT)? Bulman Wealth

At the most basic level, a real estate investment trust is a company that owns, operates, or finances income-generating real estate.[1] They allow people to invest in a trust that then purchases a direct ownership stake in real estate properties. The investor then has exposure to the potential profits and income generated from the real […]

EE Bonds: A Long-Term Investment Tool

EE Bonds: A Long-Term Investment Tool Bulman Wealth

EE bonds are a little-known type of bond that can be accessed through the US Treasury. However, the unique part about them is that they are guaranteed to at least double in price by the time they reach maturity, which is 20 years from when they were issued. These bonds could be a solid investment […]

What Are the Differences Between ETFs and Index Funds?

What Are the Differences Between ETFs and Index Funds? Bulman Wealth

ETFs and index funds are two popular investment vehicles that provide investors with exposure to a diversified portfolio of securities. While both investment options closely track a particular market index, they differ in several key ways. One significant difference between ETFs and index funds is the way they trade. ETFs trade like individual stocks, with […]

Investment Management for Retirement: The Balancing Act

Investment Management for Retirement: The Balancing Act Bulman Wealth

When nearing retirement, it is essential to adjust your investment portfolio to reduce potential risks and increase potential gains. This process of rebalancing guarantees that your investments align with your financial objectives and risk tolerance, ultimately contributing to a prosperous retirement. Managing Investment Risk Rebalancing your portfolio has the crucial advantage of enabling you to […]

A Quick History of the Snake Oil Salesman

A Quick History of the Snake Oil Salesman Bulman Wealth

The term “snake oil salesman” is commonly used to describe someone who peddles fraudulent or ineffective products. The phrase has its roots in the 19th century when actual snake oil was sold as a cure-all for various ailments. Snake oil was originally used by Chinese immigrants to soothe joint pain and inflammation. It was made […]

What Dividends Can (And Can’t) Do for Your Retirement

What Dividends Can (And Can’t) Do for Your Retirement Bulman Wealth

One investment strategy that can be useful when it comes to setting yourself up for retirement is dividends. Dividends are regular payouts to shareholders based on the profits of the company. If you own some stock in a company, it’s possible that you will get regular dividends.[1] Dividends are traditionally distributed quarterly, and they scale […]