Ultimate Guide to Understanding the Impact of Social Security Benefits

Social Security benefits bulmanwealth.com

If you are nearing retirement or are retired, congratulations on your accomplishment! It’s an exciting time as you prepare for the next stage of your life without the daily pressure of commuting to work. Assuming you are 65, you should consider when to take your Social Security benefits as you consider and plan for retirement. […]

Late Start Saving? Three Ways to Save More for Your Retirement

retirement planning roseville

Are you concerned you might have gotten a late start on your retirement savings? You’re not alone. Over 60% of Americans feel they are lagging in their retirement savings efforts. The good news? It’s never too late to start saving for your financial future.  In our blog, we’ll look at various ways you can begin […]

How a Financial Compass Can Help Pursue Your Retirement Goals

retirement planning roseville

Think of a financial compass, or roadmap, as part of a comprehensive plan that guides you through various stages of life. This roadmap should identify your current financial circumstances and your long-term financial goals. Having a roadmap is especially important as you near retirement. Why? It should serve as a guide to help you make […]

The Great Pension Shift: From Guaranteed Gold Watches to DIY Retirement

retirement planning roseville

Remember your grandparents boasting about their “golden parachute” – the generous company pension plan waiting for them at retirement? Today, that picture is fading fast. The remaining recipients are government workers. Corporate America has shifted gears, leaving many wondering: where’s the safety net in this new retirement paradigm? It’s not just you feeling the impact […]

Your Guide to Understanding Digital Currency and How it May Impact You

digital currency

The advent of debit and credit cards and smartphones has made paying for goods and services with cash almost a relic of the past. Let’s face it: there is very little need for paper money anymore. Even your shopping has moved online, so there is even less need for cash payments mailed to sellers.  Even […]

How to Prepare for the 2023 Tax Filing Season

2023 tax filing season

It’s hard to believe it will be time to file 2023 taxes in two months. As Roseville financial advisors, we help individuals and families manage their finances and create tax-efficient investment strategies that can help ease the pain of tax season. Our article includes a few tips you can use to ensure you are maximizing […]

The Power of Compounding Interest Returns and Your Retirement Plan

wealth management roseville

Albert Einstein once marveled at the power of compounding returns, even calling them the “eighth wonder of the world.” Think of compounding returns like a snowball rolling down a hill. As it gathers speed and momentum, it gets larger with each rotation. This analogy can be very useful, especially when saving for retirement. Over time, […]

How To Potentially Avoid Three Major Retirement Planning Mistakes

retirement planning roseville

Gone are the days when you could retire to a rocking chair at age 65 and live a few more years. Given that lifespans have increased significantly over the past 20 years due to medical advances and improved lifestyles, having a comprehensive retirement plan for living to age 100 should be high on your priority […]

Adjusting Your Retirement Plan for 2024’s Economic Challenges

retirement planning roseville

2024 could be an interesting year for investing retirement assets due to the uncertain market conditions that persistent inflation, earnings fluctuations, and a Presidential election will impact. So, the question is: “Will my current retirement plan protect the value of my assets in a prolonged down market?” This highlights why retirement planning in Roseville will […]

5 Snacks from Your Youth That You Might Still Be Craving

5 Snacks from Your Youth That You Might Still Be Craving Bulman Wealth

In the realm of snacks, certain delicacies have graced our palates with unparalleled satisfaction. Let’s embark on a nostalgic journey, exploring five such treats that have left an indelible impression on snack lovers: Jello Pudding Pops, Carnation Breakfast Bars, Danish-Go-Rounds, Laffy Taffy, and Reese’s Pieces. Jello Pudding Pops Undoubtedly, Jello Pudding Pops were the epitome […]