Retirement Planning 101: Basics and Beyond – A California Guide

California Retirement Planning

California consistently ranks as one of the best states to retire in. However, it’s also one of the most expensive. Many Californians nearing retirement face a tough choice: the appeal of California’s lifestyle vs. financial realities. To complicate matters, most have strong ties to the state, with cherished family and friends. The question is: Can […]

What’s Your Definition of Financial Confidence in Retirement?

retirement planning California

Imagine a retirement where you can pursue your passions without financial worries. What would that look like for you? Perhaps it’s traveling the world, spending quality time with family, or finally picking up that hobby you’ve always dreamed of. Financial confidence in retirement often means having enough income to cover your expenses without the need […]

Retirement Planning for Healthcare Heroes: Building a Strong Financial Future

retirement planning for healthcare professionals

As a healthcare professional, you dedicate your life to caring for others. Your tireless work and commitment to serving individuals in your community require a demanding schedule and long hours. As a result, it’s not uncommon for retirement planning to take a backseat for busy medical professionals. At Bulman Wealth Group, we are a Roseville […]

Beyond the Nest Egg: Is Your Legacy Plan on Solid Ground?

wealth management roseville

When planning for retirement, many focus only on building their nest egg, but there’s more to consider. Legacy planning is often overlooked, yet it is crucial. Shockingly, according to a recent study, only 32% of Americans have an estate plan. Many people believe having an estate plan is important. However, common reasons for not having […]

Charting a Tax-Efficient Course Toward Retirement

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Many retirees face the challenge of navigating complex tax laws and regulations, often resulting in higher taxes than anticipated. Missteps in tax planning can chip away at your savings, leaving you less income to enjoy during your golden years. By understanding how taxes affect your retirement accounts and investments, you can make informed decisions that […]

Three Common Income Investments for Retirement

retirement planning roseville

Retirement is something most people think about every day. It’s a time to relax, travel, or take up hobbies and projects that there hasn’t been time for. But before those dreams become reality, there are two important steps that you should take:  Develop a comprehensive retirement plan Ensure you have amble retirement income from your […]

Don’t Make These Top 5 Retirement Planning Mistakes

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They say experience is the best teacher, and there’s no denying the value of learning from your own mistakes. But let’s be honest, isn’t it better to learn from the missteps of others and avoid the bumps and bruises altogether?  This is especially true regarding something as crucial as retirement planning. Unfortunately, many people make […]

Why It May Be Time To Work With a Financial Advisor

retirement planning roseville

Are you struggling to keep up with the constant need to make complex decisions when planning your retirement and managing your wealth? If so, you’re not alone.  Most people struggle with choosing suitable investments, understanding retirement plans, figuring out estate and tax implications, and keeping up with the stock market’s ups and downs.  If one […]

A Guide to Retirement Income Planning in Roseville

Retirement is something that we all dream of experiencing one day. It’s the reward for decades of dedication and hard work. Whether you are nearing retirement in the next few years or are recently retired, you should start planning for it now – it is never too late. Rising longevity means your retirement could last […]

Do You Have a Retirement Withdrawal Strategy?

retirement planning roseville

Retirement marks a significant transition from accumulating wealth to preserving it to support your lifestyle without a predictable income from an employer or business. Once retired, you’ll begin relying on different income sources, such as retirement savings, Social Security, and investments. As you start drawing on your savings, hopefully, you have already determined a retirement […]