Why We Feel All California Home Owners Should Have a Trust

Why We Feel All California Home Owners Should Have a Trust

As a homeowner, protecting the value of your property and ensuring that the equity can be passed along to your heirs in the future may be important to you. Therefore, you should consider putting the house into a trust as part of your financial planning strategy. Regardless of your age or financial situation, we recommend […]

When Is the Last Time You Reviewed Your Beneficiaries?

When Is the Last Time You Reviewed Your Beneficiaries

Who are the beneficiaries of your financial accounts, retirement funds, and assets? One crucial step in creating a will or trust is to choose the heirs who will receive the value of these funds after you are gone. Therefore, knowing your beneficiaries is an essential step of the estate planning process. Once the legal documentation […]

What Is the Difference Between a Roth and a Traditional IRA?

What Is the Difference Between a Roth and a Traditional IRA

No matter your age, we feel it is smart to consider your retirement strategy to support the best life possible in your golden years. The small decisions you make right now will have an undeniable impact on your future. Strategic retirement planning may need to be more than setting aside cash in a savings account. […]

What Are Advance Directives, and Why Are They Important?

What Are Advance Directives, and Why Are They Important

If you are incapacitated or unable to communicate, do you have a plan to assign decision-making responsibility to someone you trust? While it is unpleasant to think about the things that could happen in the future, there is always a risk that illness or injury could make you unable to make these decisions by yourself. […]

The Pros and Cons of Claiming Your Social Security Benefits Early

The Pros and Cons of Claiming Your Social Security Benefits Early

If you are depending on Social Security payments in retirement, then it is important to know the best timing to start taking distributions. What is the ideal timeline to start receiving these payments? The Social Security Administration allows you to start payments as early as 62 years old. But, the “full retirement age” is at […]

The Advantages of Working with a Financial Advisor via Video Conferencing

The Advantages of Working with a Financial Advisor via Video Conferencing

Did you know that you can access financial planning services from the comfort of your own home? In addition, modern technology makes it easier than ever to meet with a financial advisor, giving you the advantage of choosing the a provider without the limitations of geographical location. Here are a few of the benefits of […]

Social Security Planning Tips for Married Couples

Social Security Planning Tips for Married Couples

Married couples have several options available when deciding when and how they want to claim Social Security payments. However, a little bit of planning right now can go a long way to help you and your spouse make the most of your Social Security benefits in the future. There are basic Social Security rules that […]

Money Mistakes to Avoid as You Plan for Retirement

Money Mistakes to Avoid as You Plan for Retirement

When planning for retirement, the seemingly small financial decisions you are making right now can add up to major benefits in the future. It is no small feat to reach retirement with a healthy financial outlook, but this goal is likely achieved when you are actively investing, saving, and strategizing with a financial advisor. Not […]

What Are Your Options After You Have Maxed Out Your Retirement Contributions?

What Are Your Options After You Have Maxed Out Your Retirement Contributions

Aggressively saving for retirement can be a great way to prepare for the future. The money you invest right now can add up to a comfortable lifestyle in the future. There are a variety of financial planning strategies you can use to set money aside for retirement, such as an employer-sponsored 401(k). Did you know […]